> For the complete documentation index, see [llms.txt](https://docs.lombard.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lombard.fi/protocol-design/loan-origination.md).

# Loan Origination

Once the pool is created, lenders are given a period of time to commit inventory until the loan origination date comes, or the supply capacity is reached.

<figure><img src="/files/Joqcg4be0sP5cA308EMB" alt=""><figcaption><p>Pool bonding period</p></figcaption></figure>

The pool’s origination date is the moment when the loan gets underwritten. Past this point, the borrower can supply collateral (one or multiple predefined assets) and withdraw the pooled amount of the requested token in an atomic fashion.


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